Bank Accounts

An everyday bank account with handy extras

Everyday Bank Accounts

Get a hassle-free bank account and manage your money 24/7 online or over the phone.

> Simple bill payments by Direct and standing order
> Cash withdrawals up to $300 per day
> Available overdraft service, subject to status
> See your accounts from different banks together in one place with our Connected Money app

Switch your current account in a simple, reliable and stress-free way in only 7 working days.

Apply for Bank Bank Account

Are you eligible?

Please ensure you can answer YES to the following questions:

Are you 18 years of age or over?
Have you been a resident in the United States, Channel Islands, or Isle of Man for at least the last 3 years?
Your residential address must be within the EU, US and ASIA
You must be able to provide us with certified proof of your identity and address (translated into English if appropriate)
You must pay at least $500 a month (or $3,000 over 6 months) into the account (does not apply if you are under 24 or over 65 years old)
If you are resident in United State, you are happy for us to undertake a credit register search (PDF)

Things to remember before applying:

If you are liable to pay tax in any country outside of the EU you must apply in branch
Residents in Jersey, Guernsey or the Isle of Man please visit your local branch
If applying in branch all parties will need to be present

If you are 18+, US resident and have accepted a place on a qualifying course you can apply online.

If you are an apprentice, please book an appointment in branch and bring proof of your confirmed apprenticeship to your appointment.

Our friendly customer care team are here to help

Call us on +1 (315) 038-7706

Lines are open from 8am to 8pm every day (except for Christmas Day, Boxing Day and New Years Day).

International student? More information on Global Citizen Bank Account

You can arrange an overdraft on your bank account, subject to your credit status.

Use our overdraft calculator to understand how much interest you will pay when you use your overdraft.

For full details of our overdraft rates and charges see our price list.

Enjoy the freedom to do more with a Bank Credit Card or Personal Loan, subject to status.

The Current Account Switch Service is simple, stress-free, and supported by our dedicated switching team.

Visa offers

Contactless functionality

Available to use in 160 countries

Choose how you want to bank either by online, mobile, or telephone banking.

You can check your balance, pay bills, or make payments to family and friends.